YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. REPAYING DEBT OVER A LONGER PERIOD MAY INCREASE THE TOTAL AMOUNT TO BE PAID.

Copyright © 2007 MoneyDuck. All rights reserved. Licensed by the Office of Fair Trading Licensed Credit Brokers. Credit Licence Number 0619875

What is a Personal Loan?

Personal loans are loans that are not guaranteed with any asset, so that the risk of repossession does not exist. Though the lender can still take legal action in order to recover the money, such a legal process would be significantly longer and more expensive than with secured loans.

Typical unsecured loans are credit card debt, bank overdrafts, and personal loans.

Why choose a personal loan?

Loans from £1000 to £25,000. Flexible Loan Options. Terms Up to 7 Years. Zero Redemption Penalties. Loans for Any Legal Reason. Tenants / Clients Living with Parents. Minimum age required - 18 years old.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. *REPAYING DEBT OVER A LONGER PERIOD MAY INCREASE THE TOTAL AMOUNT TO BE PAID.

 

Apply Here:

Applying through moneyduck is a simple 5 step process.

step 1 of 5 - Loan Details
Loan Amount:
Loan Purpose:
Loan Term (Years):

Please Note:
If you are applying for a Secured loan, there will be a charge on the property.

Step 2 of 5 - Personal Details
Title:
First Name:
Surname:
Date of Birth:
Marital Status:

Please Note:
If you are Married it must be a joint application.


Title:
First Name:
Surname:
Date of Birth:


Application form continued.

How many dependants live at your address under the age of 18 years?:
Full Address:
Time at Address (5 year address history required):
Previous Address:
Time at Address (5 year address history required):
Home Telephone Number:
Work Telephone Number:
Mobile Number:
Email Address:
What is the best time to call?:
Step 3 of 5 - Financial Details
Employment Status:
If Part Time how many hours?:
Occupation:
Proof of income:
Time in job:
Gross Annual Income:
Employer Name:
Employer Address:
Who do you bank with?:
How many years?:
Sort Code:
Account Number:
Do you have any outstanding credit payments?:
CCJs:
Defaults:

Applicant 2 (If Applicable).

Employment Status:
If Part Time how many hours?:
Occupation:
Proof of income:
Time in job:
Gross Annual Income:
Employer Name:
Employer Address:
Who do you bank with?:
How many years?:
Sort Code:
Account Number:
Do you have any outstanding credit payments?:
CCJs:
Defaults:
Step 4 of 5 - Mortgage Details
Mortgage provider:
Outstanding mortgage balance:
Monthly mortgage repayment:
Any missed mortgage repayments?:
If Yes, how many in the last 3 months and how many in the last 12 months:
Do you have existing Secured loans?:
If Yes, are you happy to clear within the new Secured loan?:
Are there any other registered charges on the property?:

Step 5 of 5 - Property Details

Property value:
Purchase price:
Purchase date:
Property type:
If a Flat how many floors in total & which floor are you on?:
Construction type (ie. Bricks & Mortar):
How many bedrooms?:
Is the property ex-council?:
If so, what is the discount?:


Joint Applicant:

‘At this stage of your application, we would like to do a credit search.  Sometimes information about you on the credit search can be linked to other people, like a spouse for example.  As this application is for both of you, we consider information registered about both of you when approving your application, and false information may be recorded.  Legally we need your permission to do a credit search.  Do you give us permission, and are you authorized to give permission for the both of you?’
Check here.

Single Applicant:
‘At this stage of your application, we would like to do a credit search.  Sometimes information about you on the credit search can be linked to other people, like a spouse for example.  As this application is for both of you, we consider information registered about both of you when approving your application, and false information may be recorded.  Legally we need your permission to do a credit search, and the permission of anyone you have a financial link with.  If you don’t have a financial link with anyone, then of course its only your permission we need.  Do you give us permission?’
Check here.

Both we and any other broker or lender we deal with may contact you in the future offering you facilities which we or they feel may be of interest to you.  Is this acceptable to you?
Check here.

Unsecured:
If your application is unsuccessful, do you give us permission to try alternative Unsecured/Secured Lenders?
Check here.