MoneyDuck - Follow Our Lead

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. REPAYING DEBT OVER A LONGER PERIOD MAY INCREASE THE TOTAL AMOUNT TO BE PAID.

Copyright © 2007 MoneyDuck. All rights reserved. Licensed by the Office of Fair Trading Licensed Credit Brokers. Credit Licence Number 0619875

What is a Homeowner Loan?

A homeowner loan is a loan in which the borrower pledges some asset (e.g. a car) as collateral for the loan. The loan is thus secured against the collateral in the event that the borrower defaults, the lender takes possession of the asset used as collateral and may sell it to regain the amount originally lent to the borrower.

As the loan is secured, the lender is relieved of most of the financial risks involved; he may thus offer attractive terms for the borrower on interest rates and repayment period.

Why choose a homeowner loan?

Rates from just 8.9% to 29.9% APR.*
(Typical 9.4% APR Variable)

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. *REPAYING DEBT OVER A LONGER PERIOD MAY INCREASE THE TOTAL AMOUNT TO BE PAID.

Apply Here:

Applying through moneyduck is a simple 5 step process.


Loan Amount:
Loan Purpose:
Loan Term (Years):
Please Note: If you are applying for a Secured loan, there will be a charge on the property.

Title:
First Name:
Surname:
Date of Birth:
Marital Status:
Please Note: If you are Married it must be a joint application.
Title:
First Name:
Surname:
Date of Birth:
Application form continued.
How many dependants live at your address under the age of 18 years?:
Full Address:
Time at Address (5 year address history required):
Previous Address:
Time at Address (5 year address history required):
Home Telephone Number:
Work Telephone Number:
Mobile Number:
Email Address:
What is the best time to call?:

Employment Status:
If Part Time how many hours?:
Occupation:
Proof of income:
Time in job:
Gross Annual Income:
Employer Name:
Employer Address:
Who do you bank with?:
How many years?:
Sort Code:
Account Number:
Do you have any outstanding credit payments?:
CCJs:
Defaults:
Applicant 2 (If Applicable).
Employment Status:
If Part Time how many hours?:
Occupation:
Proof of income:
Time in job:
Gross Annual Income:
Employer Name:
Employer Address:
Who do you bank with?:
How many years?:
Sort Code:
Account Number:
Do you have any outstanding credit payments?:
CCJs:
Defaults:

Mortgage provider:
Outstanding mortgage balance:
Monthly mortgage repayment:
Any missed mortgage repayments?:
If Yes, how many in the last 3 months and how many in the last 12 months:
Do you have existing Secured loans?:
If Yes, are you happy to clear within the new Secured loan?:
Are there any other registered charges on the property?:

Property value:
Purchase price:
Purchase date:
Property type:
If a Flat how many floors in total & which floor are you on?:
Construction type (ie. Bricks & Mortar):
How many bedrooms?:
Is the property ex-council?:
If so, what is the discount?:
Joint Applicant: ‘At this stage of your application, we would like to do a credit search. Sometimes information about you on the credit search can be linked to other people, like a spouse for example. As this application is for both of you, we consider information registered about both of you when approving your application, and false information may be recorded. Legally we need your permission to do a credit search. Do you give us permission, and are you authorized to give permission for the both of you?’ Check here. Single Applicant: ‘At this stage of your application, we would like to do a credit search. Sometimes information about you on the credit search can be linked to other people, like a spouse for example. As this application is for both of you, we consider information registered about both of you when approving your application, and false information may be recorded. Legally we need your permission to do a credit search, and the permission of anyone you have a financial link with. If you don’t have a financial link with anyone, then of course its only your permission we need. Do you give us permission?’ Check here. Both we and any other broker or lender we deal with may contact you in the future offering you facilities which we or they feel may be of interest to you. Is this acceptable to you? Check here. Unsecured: If your application is unsuccessful, do you give us permission to try alternative Unsecured/Secured Lenders? Check here.